Reflections

 The rich rules over the poor, and the borrower becomes the lender’s slave. Proverbs 22:7

The average person has some type of financial debt that they owe to a bank, financial institution, company, school, hospital, IRS or person(s).  Many of us owe money on our homes, cars, education, etc.  These lenders have the power to repossess our property, foreclose on our homes, or impose massive financial penalties for late payments and our inability to pay.  In essence we are slaves to these lenders. 

For years our family has been trying to pay down our debts.  We have consulted financial advisors, read books on money management, cut expenses, and worked out a budget.  Yet still we live paycheck to paycheck like most people trying to make ends meet.  In this time when gas and food prices are increasing the looming debts that we owe overshadow our finances.  We have spent years paying our mortgage but when we look at our principle loan amount not much of it has been paid, most of the money goes toward the interest.  I do praise God for the provision but honestly the burden of debt has gotten to be too much.  It seems to only bring stress, worry and doubts about the future.  So I did the only thing I could do and I cried out to God.

I told God we have not robbed Him.  We pay our tithes and offerings.  We have listened to man’s wisdom and strategy.  We have done our best to be good stewards with the money God has entrusted us with, but still we are bound to these lenders where most of our money goes toward paying off debts.

Is God willing to cancel our debts?  I pondered this question as I struggled on how to pray.  I know that God has paid our sin debt through the blood of Jesus.  Because of Jesus’ death and resurrection sin and death no longer have power over us.  What about our financial debts?  Is it our responsibility to get ourselves out of debt since we got ourselves in debt in the first place?  These questions caused me to doubt God’s willingness to get us out of this burdensome situation.  Then I heard God ask “Are there slaves in heaven?”

I thought about it.  There are no slaves in heaven.  Then I remembered Jesus teaching His disciples to pray that God’s will be done on earth as it is in heaven.  It is not the will of God that we be slaves on earth.  He does not want us to be enslaved by lenders.  So what do we do?  We pray that God’s will be done, and we surrender to God’s will for our finances.  We trust God for wisdom and direction in getting ourselves out of these situations.  It may require some tough decisions and a lot of discipline.  With God all things are possible.

So if you are in debt and feel enslaved by your lenders then know that is not the will of God.  There are no slaves in heaven.  You do not have to wait until you get to heaven to be free.  For whom the Son sets free is free indeed.  Be encouraged and believe that God can and will free us from any situation we find ourselves in.   We shouldn’t have to work for money, money should work for us.